Public Service Loan Forgiveness

Federal loan payment pause

Federal student loan borrowers seeking PSLF don't need to make payments until the extended automatic forbearance expires on Dec. 31, 2022.


Limited waivers for PSLF applicants

Under the limited waiver, any payments made toward your federal loans, regardless of the payment plan you’ve been on, will count toward PSLF. Previously, only payment


Qualifying for PSLF under limited waiver programs

The limited waiver applies to borrowers with Direct Loans, those who have already consolidated into a Direct Loan


Permanent fixes for PSLF

While the limited waiver applies only to past payments, the education department has made some changes to payments that will count moving forward.


Reconsideration for PSLF applications

Beginning April 2022, borrowers whose applications were rejected for PSLF and Temporary Expanded PSLF can request a reconsideration online at


Are PSLF applicants still eligible for Biden's cancellation?

President Biden announced a plan to cancel up to $20,000 in student loan debt for federal borrowers.


Who's gotten PSLF so far

Among all 1,578,036 borrowers who applied for PSLF and TEPSLF since November 9, 2020, 210,240 have seen their loans discharged so far, according to August 2022 data from the Department of Education.


How to get Public Service Loan Forgiveness

The Education Department said it intends to make many provisions of the waiver for PSLF permanent.


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